Mortgage & Protection Insurance News

What protection insurance is available for my business? There’s a full suite of business protection insurance available to you. Businesses are all set up in different ways and with that in mind, there a selection of different business protection policies available. With some many different types...

What happens to life insurance after a divorce?Getting divorced can be an emotional, stressful and complicated situation. For many people, it can involve untangling years of joint finances and agreeing on child arrangements. In many cases, a life insurance policy is something that can be forgotten...

Struggling to get on the property ladder?Back at the start of the pandemic, there were concerns about the housing market and many thoughts that the market was going to slow down due to uncertainty of jobs and the economy. The average house price in October was £296,000 – an increase of £33,000...

How to Budget for Higher Mortgage Rates When You're a Freelancer or Self EmployedThe last 12 months have seen a significant change in monthly mortgage payments with the Bank of England’s Base Rate back in October 2021 was 0.10% and currently, the Bank of England’s Base Rate is 3% with the next...

The value of a Mortgage Broker Martin Lewis, the Money Saving Expert, has recently said ‘mortgage broker is worth their weight in gold’ and with that comment, we couldn’t agree more. Around 1.8 million fixed deals are scheduled to end next year and with the current trend of interest rates rising,...

Can you remortgage to fund home improvements?More and more homeowners are looking at ways that they can fund home improvements and renovation projects on their current home and one way of doing so could be remortgaging. There is a number of options that you can choose to fund your home...

What documents do you need for a mortgage application?When applying for a mortgage in the UK, you will need to submit supporting documents for your application. Lenders may request different documents however, we have pulled together some of the most likely documents that they will request.  ...

Can I Get a Mortgage If I Have a CCJ?If you have bad credit, you might believe that you aren’t able to get a mortgage. However, with the large panel of lenders available, some who specialises in different areas, you may still be able to get a mortgage with a CCJ or bad credit history.What is a...

First Time Buyer: Increase Your Chances of Being ApprovedIf you're a first time buyer looking to apply for your mortgage, there are a few things that you can do to increase your chances of being approved. Pay Your Bills on Time Missed or late payments can affect your credit so stay on top of...