Knowledge Centre

Useful guides about mortgages and income protection policy

Preparing Your Mortgage Application

How to download bank statements online

As part of your mortgage application, you will need to send over bank statements but unsure how to retrieve your bank statements. Read our step by step guide for a number of banks.

How to send & scan documents

ID, Paper Bank Statements or Paper Payslips will need to be scanned over and when doing so, you will need to make sure all the information is clear, readable and all on the same page where possible.

What documents do you need for a mortgage application?

For a mortgage application, you will need to supply supporting documents and those documents will be need to be in the correct form. 

What income can I use for a mortgage application? 

Part of a mortgage application is checking affordability. Lenders will look at your income and your outgoings to make their decision. But what counts as income?

Information about Protection Insurance

Guide to Life Insurance

Arguably it’s one of the most important financial products anyone can take out, and one of the best ways of protecting your loved ones financially. Our guide answers a few of the questions we’re regularly asked.

Income Protection - Broken Foot

Guide to Income Protection

Usually a type of protection policy that many people aren’t aware of or are not 100% quite sure what it is. Our useful guide goes into detail about Income Protection and how it could help you in the future.

Critical Illness - Doctor's Office

Guide to Critical Illness

Being diagnosed with a critical illness can put a strain on your lifestyle, With this type of protection policy, you will be receiving a sum lump which you can use however you see fit and reliving financial worries whilst you get better.

Self Employed - Income protection

Is Income Protection for the Self Employed Important?

Income protection can be vital to someone who is self employed, giving peace of mind that if they were to become ill or injured, they’ll receive an income.

Self Employed - Income protection

What protection is available for my business?

There’s a full suite of business protection insurance available to you. Businesses are all set up in different ways and with that in mind, there a selection of different business protection policies available.

Divorce - Wedding rings and judge gravel

What happens to life insurance after a divorce?

Unless you review your policy, any pay outs may still be going to your ex – if it’s been years since the split, you might even have a new partner and/or children to consider.

Helpful Information

How to improve your credit score?

Your credit score is important, the higher your credit rating the better your chances of being accepted for credit at the best rates. Read more about how you can improve your credit score and how to check your credit profile. 

First Time Buyer: How to increase your chances of being approved

As part of your mortgage application, you will need to send over bank statements but unsure how to retrieve your bank statements. Read our step by step guide for a number of banks.

Mortgage Broker vs Bank: Which is better?

If you’re looking to purchase your first house or move houses, you have the choice of speaking to a bank directly or using a mortgage broker. Both come with their own set of advantages and disadvantages.

Can I Get a Mortgage when I’m on Maternity Leave?

Yes, it is possible to get a mortgage whilst you’re on maternity leave but knowing which lenders to approach is important.  Some lenders won’t lend whilst some may request more evident to support your application.

Information Guides

Guide to Mortgages

There are time in our lives when we can all use some help and guidance. Buying a home is one of those major steps that’s much easier to take if you’re well informed and get some good advice. 

Guide to Remortgages

A useful guide on remortgaging with information filled on whether you should remortgage, shouldn’t remortgage, how to get remortgage ready, how to increase your chances of getting a better deal and more.

Mortgage Jargon Buster

Is there some mortgage jargon that you don’t understand when speaking to a mortgage broker? We explain some of the most popular terms that you may hear and see.

Mortgage Frequently Asked Questions

Read some of our frequently asked mortgage and protection insurance queries. If your question wasn’t answered, feel free to get in touch with our team. 

Question Marks - Protection Insurance Frequently Asked Questions

Protection Insurance Frequently Asked Questions

Read some of our frequently asked mortgage and protection insurance queries. If your question wasn’t answered, feel free to get in touch with our team. 

Cheshire:

11 Mallard Court, Mallard Way,
Crewe, CW1 6ZQ

01270 443510
enquiries@amplomortgages.co.uk

London:

No1 Royal Exchange Avenue, 
London, EC3V 3LT

020 3984 0375
enquiries@amplomortgages.co.uk

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For every mortgage or protection insurance referral, you’ll receive a £75 One4All voucher once they complete. 

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