Mortgage & Protection Insurance News

4 Schemes or Products that may be available to Help You Buy a House  When it comes to purchasing a house, there may be some schemes or mortgage products that could give you a helping hand when purchasing a house. With every scheme or mortgage product, it will depend on whether you meet the...

£5,000 Deposit Mortgage Raising a deposit for your first home can be quite a challenge with the continuous cost of living increases. One of  the lenders we have access to has now announced a new mortgage product: £5,000 Deposit Mortgage.This unique product is designed to help first time buyers...

Common Reasons Why Business Owners Don't Have Income ProtectionWith a 9% increase in 2022 from the previous year, income protection is becoming increasingly more popular. As a type of policy that is more likely to be claimed on, individuals are seeing the value of income protection when they’re...

September Round UpThroughout September 2023, there have been a few announcements in the property and mortgage market as well as some exciting news from us at Amplo Mortgages & Financial Solutions:Bank of England Base Rate Remain at 5.25% On the 21st of September, the Bank of England voted on...

Base Rate Rises AgainWhat are your options if your current mortgage product is due to end?On the 7th of August 2023, the Bank of England raised the base rate to 5.25%. The highest it has been since 2008 and now the 14th consecutive rate increase. What this means exactly is that the cost of tracker...

Do you still need a protection policy if you don't have a mortgage?People tend to look into protection policies when they’re purchasing their first home because in the event of something happening to them or their partner (if there is a joint mortgage), a payout can cover the remaining mortgage....

Just moved to a new house - do I need a new life insurance policy? Moving to a new house can be an exciting and stressful time and something that may slip your mind is reviewing your life insurance. However, it’s important to review your life insurance to ensure that your loved ones are...

Dads, why is it so important to have life insurance in place? Over 21% of UK parents don’t have life insurance and with that in mind, what would happen to your family if you were unfortunately to become critically ill or pass away? When you become a parent, you have a new responsibility, and you...

Tax Efficient Life Cover for Contractors & DirectorsIf you’re a contractor or limited company director, are you paying for life insurance out of your own pocket? If the answer is yes, then you may be paying too much. In a quick summary, if you move the cost of your life insurance policy from...