Mortgage and Protection Insurance News
Expert Insight: Income Protection, what is it and how can it help?
Expert Insight: Income Protection What is it & how can it help? Income Protection is usually a type of protection policy that many people aren’t aware of or not 100% quite sure what it is. Therefore, we sat down with our Senior Mortgage and Protection Consultant, Andy Dawber to get more...
Energy Performance Certificates: What are the new requirements?
Energy Performance Certificates: What are the new requirements?The countdown is on for landlords to bring their rental properties up to standard when it comes to EPC rating and energy efficiency. The new legalisation that is coming in play is that new tenancies must have an energy performance...
Expert Insight: Bank of England Base Rate – What to Do About My Mortgage?
Expert Insight: Bank of England Base Rate Increasing - What to do about my mortgage? With the latest news about the Bank of England Base Rate increasing to 1%, we sat down with one of our Mortgage and Protection Consultants, Emma Lowe, to ask her what that exactly mean for those who have a...
How Do I Download Bank Statements Online?
How Do I Download Bank Statements Online?Halifax Login to online banking Select ‘View Statement’ on the account you want to view from your account homepage You’ll see your current balance, available funds and transaction history Search your statement history for any transcation in a three month...
Electric Vehicle Charger Point Grant for Landlords
Electric Vehicle Charger Point Grant for Landlords The Government's scheme launched an electric vehicle charge point grant to support their efforts to become net zero The Government has recently launched an electric vehicle ‘charge point grant’ for landlords to encourage more homes to...
How can you pay your rent if you’re unable to work?
How can you save your rent if you're able to work? If you were unable to work due to illness or injury, how confident are you that you will be able to pay your rent still? Unfortunately, no matter what happens to you, rents and bills will still need to be paid on time. This is where income...
Self Employed & Annual Bonuses
Self Employed & Annual BonusesWhy can now be a good time to apply for a mortgage?April is the time of year where Tax Returns have been submitted and employees will receive their P60s. With all that in mind, now could be a good time to apply for a mortgage whether you’re a first time buyer or...
I’m a landlord, do I need a HMO Mortgage?
I'm a landlord - do I need an HMO Mortgage? HMO standards for ‘House in Multiple Occupation’ and it’s a property that is let out to more than three tenants who aren’t from one family, where the tenants occupy private bedrooms but share some rooms of the property such as the kitchen and...
Bank of England base rates jumps to 0.75% – what does the rise mean for you?
Bank of England base rate jumps to 0.75% What does the rise mean for you? The Bank of England has increased base rates to 0.75% from 0.5% after the Monetary Policy Committee voted in favour of a rise. The base rate is used by the central bank to charge other banks and lenders when they borrow...
“Michael has been so helpful, patient and went above and beyond to help me with a tricky property purchase which has now seen a successful outcome. Michael is thorough and extremely knowledgeable and I can highly recommend his services. I’m almost looking forward to reviewing my mortgage in 2 years time knowing that Michael will be there to assist me!”
Amie Murphy