Buy to Let
We pride ourselves on giving great advice and finding the best buy to let mortgage for each and every customer. We will carry out a tailor made search across the whole of the market to find the buy to let mortgage to suits your needs.
Mortgage solutions for landlords
We pride ourselves on giving great advice and finding the most suitable buy to let mortgage for each and every customer. We will carry out a tailor made search across the whole of the market to find the buy to let mortgage that totally suits your needs.
Who we work with
- Experienced property landlords with large portfolios
- Property investors buying with a limited company or SPV (special purpose vehicle)
- Landlords with HMOs (House in multiple occupations – a property rented out by at least three people who are not from one household)
- Novice landlords looking to find a buy to let mortgage for their first property
- Individuals looking to rent out a property due to personal circumstances such as moving in with a partner and letting out one of the properties
What is a buy to let mortgage?
A buy to let mortgage is different to a usual property mortgage as it is not based on your earnings.
Each lender will have different terms but, generally, the amount you can borrow will be based upon the rental income of your chosen property. The rental yield needs to be above a certain percentage for the lender to agree to the mortgage. The terms do differ by lender though so we can advise on this.
Ask for Advice before jumping into the Buy to Let Market
Investing in property can be lucrative and a good way to supplement your existing income, but it is not risk-free. Our expert Buy to Let mortgage team can give you all the information you need before you take the next step.
“Myself and my husband could not recommend Mike and Anne enough. Being self employed it is difficult to find the right mortgage but they took all of stress away from us! They were on the ball and very expedient. We have been so pleased with the service we have received. Thanks”