Remortgage

Let us help you Remortgage. When you remortgage, you are switching your mortgage to another lender. Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work.

Helping you remortgage

Let us help you Remortgage. When you remortgage, you are switching your mortgage to another lender.

Remortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, with another lender.

Another example is when you may need to re-mortgage to consolidate debts. It is worth noting that a remortgage is not the most suitable option in all cases. Even if the lender you are considering switching to is offering a lower APR, you must take into consideration the facts that:

  • The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.
  • If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.

Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently.

Always think carefully before securing other debts against your home. 

Michael and the team did my initial mortgage two years ago, I was a first time buyer purchasing a property through the affordable housing scheme (which nobody seemed to what a lot about) and had no idea where to start. Mike was knowledgeable, extremely helpful and friendly and made the whole process effortless. Two years later and Mike and team contacted me to re-mortgage to ensure I did not go on to a higher rate, they are a great example of a business who really care about their new and existing clients. I would highly recommend to anyone!.”

Carly Gray

Contact Us

Unit 11, Mallard Court, Crewe, CW1 6ZQ

01270 443510 (Cheshire)

No 1 Royal Exchange Avenue, London EC3V 3LT

020 3984 0375 (London)

enquiries@amplomortgages.co.uk